BORROWERS
personalized service, customized for your individual needs.
Fix & Flip
Rate & Term
Purchases
Cash Out Refinance
Bridge Financing
Business Purpose
Sandstone Competitive Advantage
Don’t let an opportunity to build your business pass you by because of the bank, a past bankruptcy, or arduous paperwork.
Traditional, bank-driven loans are generally inflexible, paper heavy, and ill-suited to meet your need for speed. At Sandstone Capital, our decisions are made by real people who have been in your shoes, not committees of actuaries removed from the real time marketplace.
- No Minimum FICO Requirements
- Stated Income/Bank Statements only*
- Loan Amounts from $200,000 up to $10,000,000
- Loans up to 75% LTV
- Financing Single Family Residences, Condos & Offices
- Foreign National Program
- Lending to LLC’s Trusts and Individuals
- Warehouses, Industrial, Strip Centers, Hotels, & Mixed Use
Frequently Asked Questions
- Why should I choose a private money loan?
- How quickly will I receive my funds?
- Which types of properties do you finance?
- How long does the loan last for?
- What if I have bad credit or a past bankruptcy?
- I would prefer to close through an LLC, is that an issue?
- How can I get started?
You may choose a private money loan if you are a borrower and cannot obtain a loan from the bank for various reasons, need to close faster than the usual 30 day bank closing, do not want to submit tax returns and an elevated level of paperwork, and/or you just want to close a transaction privately.
Depending on the complexity of the transaction, we normally are able to fund within 5-10 days.
We finance properties ranging from Single Family Residencies, Multi-Family Residences, Warehouses, Offices, Shopping Centers, and a variety of other types of buildings. We will also consider entitled land loans.
Typically these loans do not last longer than 3 years, however we are able to offer terms for one year or greater than 3 years.
The difference between bank financing and private money is that we focus more on the property than the borrower’s past financial situation. While we do incorporate ability to pay into our analysis, the location, value, and plan for the property take precedence.
You may close through an approved entity, however, typically we will require a personal guarantee.
Please fill out an inquiry directly on our website at the Contact Us Page. You may also reach out to us by phone at (310) 393-9000 Ext. 104 or via email at info@sandstonecapital.net.
